:root{
  --ink:#153329;--ink-2:#395047;--green:#1d6b50;--green-2:#2f8061;--sage:#dce9dd;
  --cream:#f6f4eb;--paper:#fffefa;--line:#dce3dd;--gold:#b28a42;--danger:#9b3939;
  --shadow:0 18px 50px rgba(22,54,42,.11);--radius:22px;--max:1180px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}
a{color:inherit;text-decoration:none}img{max-width:100%;display:block}button,input,select,textarea{font:inherit}
.container{width:min(var(--max),calc(100% - 38px));margin-inline:auto}.narrow{width:min(820px,calc(100% - 38px));margin-inline:auto}
.eyebrow{display:inline-flex;gap:.5rem;align-items:center;text-transform:uppercase;letter-spacing:.12em;font-size:.76rem;font-weight:800;color:var(--green)}
.eyebrow:before{content:"";width:28px;height:2px;background:var(--gold)}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;line-height:1.13;margin:0 0 .65rem}h1{font-size:clamp(2.65rem,6vw,5.8rem);letter-spacing:-.045em}h2{font-size:clamp(2rem,4vw,3.6rem);letter-spacing:-.035em}h3{font-size:1.45rem}.lead{font-size:clamp(1.05rem,2vw,1.32rem);color:var(--ink-2);max-width:760px}.muted{color:#617069}.small{font-size:.9rem}.kicker{font-weight:800;color:var(--green)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.55rem;border:1px solid transparent;border-radius:999px;padding:.84rem 1.18rem;font-weight:800;cursor:pointer;transition:.2s ease}.btn:hover{transform:translateY(-1px)}.btn-primary{background:var(--green);color:#fff}.btn-primary:hover{background:#15583f}.btn-secondary{background:transparent;border-color:var(--green);color:var(--green)}.btn-light{background:#fff;color:var(--ink)}.btn-sm{padding:.58rem .9rem;font-size:.92rem}.actions{display:flex;gap:.8rem;flex-wrap:wrap;margin-top:1.4rem}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,254,250,.92);backdrop-filter:blur(14px);border-bottom:1px solid rgba(220,227,221,.8)}.nav{height:78px;display:flex;align-items:center;justify-content:space-between;gap:1.2rem}.brand img{width:208px}.nav-links{display:flex;align-items:center;gap:1.1rem;font-size:.94rem;font-weight:750}.nav-links>a,.dropbtn{padding:.35rem 0}.nav-links a:hover,.dropbtn:hover{color:var(--green)}.dropdown{position:relative}.dropbtn{background:none;border:0;color:inherit;cursor:pointer;font-weight:750}.dropdown-menu{display:none;position:absolute;top:100%;left:-20px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:16px;padding:.65rem;min-width:245px}.dropdown:hover .dropdown-menu,.dropdown:focus-within .dropdown-menu{display:block}.dropdown-menu a{display:block;padding:.65rem .72rem;border-radius:10px}.dropdown-menu a:hover{background:var(--cream)}.mobile-toggle{display:none;border:0;background:transparent;font-size:1.55rem}
.hero{position:relative;overflow:hidden;padding:88px 0 72px;background:linear-gradient(145deg,#f9f8f1 0%,#eef4ed 56%,#e0ede3 100%)}.hero:after{content:"";position:absolute;width:470px;height:470px;border:95px solid rgba(29,107,80,.08);border-radius:50%;right:-130px;top:-160px}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.22fr .78fr;gap:50px;align-items:center}.hero-card{background:rgba(255,255,255,.76);border:1px solid rgba(255,255,255,.9);padding:28px;border-radius:28px;box-shadow:var(--shadow)}.hero-card .metric{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.metric div{padding:16px;border-radius:16px;background:#fff}.metric strong{display:block;font-size:1.75rem;color:var(--green)}
.page-hero{padding:74px 0 54px;background:linear-gradient(135deg,var(--cream),#eaf2ea);border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(2.5rem,5vw,4.9rem);max-width:940px}.breadcrumbs{font-size:.9rem;margin-bottom:1.3rem;color:#607066}.breadcrumbs a{color:var(--green)}
.section{padding:78px 0}.section-sm{padding:52px 0}.section-tint{background:var(--cream)}.section-dark{background:var(--ink);color:#f7fbf8}.section-dark .muted,.section-dark .lead{color:#bed0c7}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:25px;margin-bottom:34px}.section-heading p{max-width:620px;margin:0}.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.grid-4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:25px;box-shadow:0 10px 28px rgba(22,54,42,.05)}.card:hover{border-color:#b9cabe}.card-icon{width:46px;height:46px;border-radius:14px;background:var(--sage);display:grid;place-items:center;color:var(--green);font-weight:900;margin-bottom:18px}.card p{color:#5b6b64}.card-link{font-weight:850;color:var(--green);display:inline-block;margin-top:.65rem}.card.featured{background:var(--green);color:#fff;border-color:var(--green)}.card.featured p,.card.featured .card-link{color:#e6f1ea}.card.featured .card-icon{background:rgba(255,255,255,.16);color:#fff}
.band{background:var(--green);color:#fff;padding:34px;border-radius:30px;display:flex;justify-content:space-between;align-items:center;gap:24px}.band h2{font-size:clamp(1.8rem,3vw,3rem)}.band p{color:#dceae2;max-width:680px}
.steps{counter-reset:step;display:grid;gap:14px}.step{counter-increment:step;display:grid;grid-template-columns:60px 1fr;gap:18px;padding:22px;border:1px solid var(--line);border-radius:18px;background:#fff}.step:before{content:counter(step,decimal-leading-zero);width:50px;height:50px;border-radius:50%;display:grid;place-items:center;background:var(--sage);color:var(--green);font-weight:900}
.list-check{padding:0;margin:0;list-style:none}.list-check li{position:relative;padding-left:28px;margin:.55rem 0}.list-check li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:900}.list-dash{padding-left:1.05rem}.list-dash li{margin:.4rem 0}
.data-table{width:100%;border-collapse:separate;border-spacing:0;overflow:hidden;border:1px solid var(--line);border-radius:18px;background:#fff}.data-table th,.data-table td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--line)}.data-table th{background:var(--cream)}.data-table tr:last-child td{border-bottom:0}
.form-wrap{display:grid;grid-template-columns:.75fr 1.25fr;gap:32px;align-items:start}.form-panel{background:#fff;border:1px solid var(--line);border-radius:26px;padding:28px;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font-weight:800;font-size:.93rem}.field input,.field select,.field textarea{width:100%;border:1px solid #cbd6cf;border-radius:12px;padding:.78rem .85rem;background:#fff;color:var(--ink)}.field textarea{min-height:118px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(29,107,80,.15);border-color:var(--green)}.check{display:flex;gap:.7rem;align-items:flex-start}.check input{margin-top:.32rem}.notice{padding:14px 16px;border-radius:12px;background:#edf5ef;border-left:4px solid var(--green);font-size:.93rem}.warning{background:#faf0e1;border-left-color:var(--gold)}.form-feedback{display:none;margin-top:14px;padding:12px;border-radius:10px;background:#edf5ef;color:#19583f;font-weight:750}.fee-box{margin:14px 0;padding:18px;border-radius:16px;background:var(--cream);display:flex;justify-content:space-between;align-items:center;gap:20px}.fee-box strong{font-size:1.4rem}
.tags{display:flex;flex-wrap:wrap;gap:.55rem}.tag{font-size:.82rem;font-weight:800;padding:.38rem .66rem;background:var(--sage);color:var(--green);border-radius:999px}.quote{padding:28px;border-left:4px solid var(--gold);background:var(--cream);font-family:Georgia,"Times New Roman",serif;font-size:1.28rem}
.site-footer{background:#112a21;color:#edf6f0;padding:58px 0 22px}.footer-grid{display:grid;grid-template-columns:1.35fr repeat(3,1fr);gap:35px}.footer-logo{filter:brightness(0) invert(1);width:205px;margin-bottom:16px}.site-footer h3{font-family:inherit;font-size:1rem}.site-footer a{display:block;color:#c6d8ce;margin:.45rem 0;font-size:.94rem}.site-footer a:hover{color:#fff}.copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:38px;padding-top:20px;display:flex;justify-content:space-between;color:#abc0b5;font-size:.88rem}
.article-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.article-card{overflow:hidden;padding:0}.article-cover{height:160px;background:linear-gradient(135deg,#dce9dd,#f4eedf);display:flex;align-items:end;padding:20px}.article-body{padding:23px}.status{display:inline-flex;padding:.28rem .58rem;border-radius:999px;font-size:.78rem;font-weight:900;background:#fff1ce;color:#795800}
.faq details{border-bottom:1px solid var(--line);padding:1rem 0}.faq summary{cursor:pointer;font-weight:850}.faq p{color:#5c6b65}
.skip-link{position:absolute;left:-999px;top:auto}.skip-link:focus{left:15px;top:10px;z-index:1000;background:#fff;padding:10px;border:2px solid var(--green)}
@media(max-width:980px){.nav-links{display:none;position:absolute;top:78px;left:0;right:0;background:#fff;padding:20px;flex-direction:column;align-items:stretch;border-bottom:1px solid var(--line)}.nav-links.open{display:flex}.dropdown-menu{position:static;display:block;box-shadow:none;border:0;padding-left:15px}.mobile-toggle{display:block}.nav .btn-sm{display:none}.hero-grid,.form-wrap{grid-template-columns:1fr}.grid-4{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:700px){.container,.narrow{width:min(100% - 26px,var(--max))}.hero{padding:62px 0 50px}.section{padding:58px 0}.grid-2,.grid-3,.grid-4,.article-grid,.form-grid{grid-template-columns:1fr}.section-heading,.band,.copyright{align-items:flex-start;flex-direction:column}.hero-card .metric{grid-template-columns:1fr 1fr}.page-hero{padding:52px 0 42px}.brand img{width:176px}.form-panel{padding:20px}.footer-grid{grid-template-columns:1fr}.site-header .nav{height:68px}.nav-links{top:68px}}

/* ===== 2026 visual upgrade ===== */
:root{--deep:#073d25;--accent:#217b4f;--soft:#edf5ef;--gold2:#c4a55c;--shadow2:0 20px 55px rgba(7,61,37,.13)}
body{overflow-x:hidden}.site-header{transition:.25s;height:88px}.site-header.scrolled{height:74px;box-shadow:0 10px 34px rgba(7,61,37,.09);background:rgba(255,255,255,.94)}
.nav{height:100%;display:grid;grid-template-columns:290px 1fr auto}.brand img{width:280px;max-height:64px;object-fit:contain;object-position:left}.nav-links{justify-content:center;gap:20px;font-size:.88rem}.header-cta{white-space:nowrap}.mobile-toggle{width:44px;height:44px;border-radius:12px;background:var(--sage);padding:11px}.mobile-toggle span{display:block;height:2px;background:var(--green);margin:4px 0;border-radius:2px}
.hero{min-height:720px;display:flex;align-items:center;padding:74px 0 100px;background:radial-gradient(circle at 80% 20%,#dbece0 0,transparent 37%),linear-gradient(135deg,#fbfcf8,#eef5ef)}.hero-grid{grid-template-columns:1fr 1fr;gap:65px}.hero-media{position:relative;min-height:545px}.hero-media>img{height:545px;width:100%;object-fit:cover;border-radius:42px 42px 100px 42px;box-shadow:var(--shadow2);transition:transform .2s ease}.hero-media:before{content:"";position:absolute;inset:30px -24px -24px 30px;border:1px solid #aecdb9;border-radius:42px 42px 100px 42px;z-index:-1}.floating-chip{position:absolute;background:rgba(255,255,255,.93);backdrop-filter:blur(10px);border:1px solid rgba(255,255,255,.8);padding:12px 16px;border-radius:16px;font-weight:850;box-shadow:0 15px 35px rgba(3,52,29,.18);animation:vgasFloat 4.6s ease-in-out infinite}.chip-one{left:-25px;top:55px}.chip-two{right:-18px;bottom:55px;animation-delay:-2s}
.page-hero{padding:88px 0;background:radial-gradient(circle at 90% 5%,#dbece0 0,transparent 36%),linear-gradient(135deg,#f9faf6,#eef5ef)}.page-hero-grid{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:60px}.page-hero-media{height:430px;border-radius:34px;overflow:hidden;box-shadow:var(--shadow2);position:relative}.page-hero-media:after{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(3,45,26,.22),transparent 50%)}.page-hero-media img{width:100%;height:100%;object-fit:cover;transition:transform .2s ease}.page-hero-copy h1{font-size:clamp(2.65rem,5vw,5rem)}
.card{transition:transform .3s,box-shadow .3s,border-color .3s;position:relative;overflow:hidden}.card:hover{transform:translateY(-7px);box-shadow:var(--shadow2);border-color:#b5cdbd}.card:after{content:"";position:absolute;inset:0;background:linear-gradient(120deg,transparent 0 58%,rgba(255,255,255,.45) 66%,transparent 75%);transform:translateX(-120%);transition:.7s;pointer-events:none}.card:hover:after{transform:translateX(120%)}.image-card{padding:0}.card-media{width:100%;height:190px;object-fit:cover}.image-card>.card-icon{margin:18px 24px 0}.image-card>h3,.image-card>p,.image-card>.card-link{margin-left:24px;margin-right:24px}.image-card>.card-link{margin-bottom:25px}.article-cover img{width:100%;height:100%;object-fit:cover}.article-cover{padding:0}.article-card:hover .article-cover img{transform:scale(1.05)}.article-cover img{transition:.55s}
.section{position:relative}.section-heading h2{max-width:780px}.band{background:linear-gradient(120deg,var(--deep),var(--accent));position:relative;overflow:hidden}.band:after{content:"";position:absolute;width:300px;height:300px;border:1px solid rgba(255,255,255,.12);border-radius:50%;right:-90px;top:-160px}
.reveal{opacity:0;transform:translateY(26px);transition:opacity .65s ease,transform .65s ease}.reveal.in{opacity:1;transform:none}.socials{display:flex;gap:10px;margin-top:18px}.socials a{width:42px;height:42px;border:1px solid rgba(255,255,255,.22);border-radius:50%;display:grid;place-items:center;color:#fff;transition:.2s}.socials a:hover{background:#fff;color:var(--deep);transform:translateY(-2px)}.socials svg{width:22px;height:22px}.footer-intro{color:#c7d9cf}.footer-contact{display:grid;gap:7px;color:#c7d9cf;font-size:.88rem}.footer-logo{width:315px;filter:none}.scroll-top{position:fixed;right:22px;bottom:22px;width:48px;height:48px;border:0;border-radius:50%;background:var(--green);color:#fff;font-weight:900;box-shadow:var(--shadow2);opacity:0;visibility:hidden;transition:.25s;z-index:80}.scroll-top.show{opacity:1;visibility:visible}.form-panel,.form-wrap{scroll-margin-top:100px}.form-feedback{border-left:4px solid var(--green)}
.resource-toolbar{display:flex;gap:12px;align-items:center;margin-bottom:30px;flex-wrap:wrap}.resource-search{flex:1;min-width:260px;position:relative}.resource-search input{width:100%;border:1px solid var(--line);border-radius:999px;padding:14px 20px}.filter-btn{border:1px solid var(--line);background:#fff;border-radius:999px;padding:10px 15px;font-weight:800;color:var(--ink);cursor:pointer}.filter-btn.active{background:var(--green);color:#fff;border-color:var(--green)}.resource-card.hidden{display:none}.resource-card img{height:190px;object-fit:cover}.blog-page{width:min(850px,calc(100% - 38px));margin:auto}.blog-cover{height:470px;border-radius:30px;overflow:hidden;box-shadow:var(--shadow2);margin:35px 0}.blog-cover img{width:100%;height:100%;object-fit:cover}.blog-body{font-family:Georgia,"Times New Roman",serif;font-size:1.12rem;color:#293d34}.blog-body h2{margin-top:2em}.blog-body h3{margin-top:1.55em}.blog-note{font-family:Inter,sans-serif;padding:20px;border-left:4px solid var(--green);background:var(--sage);border-radius:0 14px 14px 0}.reading-progress{position:fixed;left:0;top:0;height:3px;background:var(--green);z-index:999;width:0}.newsletter{display:grid;grid-template-columns:1fr 1.1fr;gap:24px;align-items:center;background:linear-gradient(120deg,#eef5ef,#f7f1e4);padding:34px;border:1px solid var(--line);border-radius:24px}.newsletter form{display:flex}.newsletter input{flex:1;border:1px solid var(--line);border-radius:999px 0 0 999px;padding:14px 18px}.newsletter button{border-radius:0 999px 999px 0}.quick-links-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.quick-link-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;transition:.25s}.quick-link-card:hover{transform:translateY(-5px);box-shadow:var(--shadow2)}
@keyframes vgasFloat{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}
@media(max-width:1100px){.nav{grid-template-columns:245px auto auto}.brand img{width:235px}.nav-links{gap:13px;font-size:.82rem}.page-hero-grid,.hero-grid{grid-template-columns:1fr}.page-hero-media{height:390px}.hero-media{min-height:auto}.hero-media>img{height:470px}.header-cta{display:none}.quick-links-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:980px){.nav{display:flex}.mobile-toggle{display:block;margin-left:auto}.nav-links{top:88px}.site-header.scrolled .nav-links{top:74px}.dropdown-menu{display:none}.dropdown.open .dropdown-menu{display:block}.dropdown:hover .dropdown-menu{display:none}.nav-links.open .dropdown-menu{position:static;box-shadow:none;border:0;padding-left:14px}.brand img{width:230px}.footer-logo{width:280px}}
@media(max-width:700px){.hero{padding-top:58px}.hero-media>img{height:350px;border-radius:26px 26px 70px 26px}.hero-media:before{display:none}.floating-chip{font-size:.75rem}.chip-one{left:8px;top:25px}.chip-two{right:8px;bottom:25px}.page-hero{padding:60px 0}.page-hero-media{height:300px}.card-media{height:210px}.newsletter{grid-template-columns:1fr}.newsletter form{display:grid;gap:8px}.newsletter input,.newsletter button{border-radius:999px}.quick-links-grid{grid-template-columns:1fr}.blog-cover{height:280px}.reveal{opacity:1;transform:none}.footer-logo{width:250px}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;scroll-behavior:auto!important}.reveal{opacity:1;transform:none}.card,.btn,.page-hero-media img,.hero-media img{transition:none}}
@media(max-width:980px){.dropdown.open .dropdown-menu{display:block!important}}


/* ===== Three-pillar information architecture ===== */
.compact-hero{min-height:640px}.compact-hero h1{max-width:720px}.concise-heading h2{max-width:560px}.pillar-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.pillar-card{position:relative;min-height:450px;border-radius:28px;overflow:hidden;box-shadow:var(--shadow2);isolation:isolate}.pillar-card img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .6s ease}.pillar-card:after{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(5,43,26,.95) 0%,rgba(5,43,26,.25) 65%,rgba(5,43,26,.05) 100%);z-index:0}.pillar-card:hover img{transform:scale(1.06)}.pillar-overlay{position:absolute;z-index:1;left:0;right:0;bottom:0;padding:30px;color:#fff}.pillar-overlay>span{display:inline-grid;place-items:center;width:42px;height:42px;border-radius:50%;background:rgba(255,255,255,.16);font-weight:900;margin-bottom:16px}.pillar-overlay h3{font-size:clamp(1.7rem,2.4vw,2.35rem)}.pillar-overlay p{color:#dceae2;margin:.4rem 0 1rem}.pillar-overlay strong{font-size:.92rem}.split-feature{display:grid;grid-template-columns:.95fr 1.05fr;gap:48px;align-items:center}.feature-image{height:440px;border-radius:30px;overflow:hidden;box-shadow:var(--shadow2)}.feature-image img{width:100%;height:100%;object-fit:cover}.mini-steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.mini-steps article{background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px}.mini-steps span{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:var(--sage);color:var(--green);font-weight:900;margin-bottom:16px}.mini-steps p{color:#5b6b64}.page-hero h1{max-width:720px}.page-hero-copy .lead{max-width:650px}@media(max-width:900px){.pillar-grid,.split-feature{grid-template-columns:1fr}.pillar-card{min-height:380px}.mini-steps{grid-template-columns:repeat(2,1fr)}}@media(max-width:600px){.pillar-card{min-height:340px}.mini-steps{grid-template-columns:1fr}.compact-hero{min-height:auto}}